An HSA can be a win in terms of medical needs, taxes, and your long-term financial health
You must have a high-deductible healthcare plan to use an HSA, but the money rolls over from year to year, and can be used as an investment tool should you not need the money for health costs before retirement. Retirees over age 65 can use HSA money for non-health costs, but younger people who take the money out for non-healthcare costs will have to pay taxes, plus a penalty fee.
You must have a high-deductible healthcare plan to use an HSA, but the money rolls over from year to year, and can be used as an investment tool should you not need the money for health costs before retirement. Retirees over age 65 can use HSA money for non-health costs, but younger people who take the money out for non-healthcare costs will have to pay taxes, plus a penalty fee.
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