COVID-19 has thrown the economy into disarray and millions of people have had income disruptions we couldn’t have imagined earlier this year. Credit companies have had to adapt. Here are 6 things you need to know about coronavirus and your credit:
you might find your needs met by a card already in your wallet. When you log in to your existing accounts, look for a special offer. Many cards offer promotional rates as low as 0% for a year or more once you’ve established that you’re a good credit risk.
, but that may mean that you end up with even more free hotel nights that you don’t foresee a way to use. Many higher-end travel cards offer lounge access, but if you don’t anticipate going to the airport anytime soon, you won’t be able to enjoy the comfy charge and free drinks. Free checked luggage is normally a valued perk, but you aren’t checking bags if you aren’t boarding a plane.
Getting in touch with your bank is even more important in a time such as now when the entire economy is reeling. Banks are staffed by people who are likely to feel the same pressures you do. While they’re in business to make money,Consumer Financial Protection Bureau
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