Here are six common reasons that a claim might be denied—and why.
It wasn't until the early 20th century that workers' compensation laws gained momentum in state legislatures across the U.S. Before then, workers often had no recourse when they were injured in factories, railroads, offices, farms, and more.
Today, even with stricter safety regulations across industries, workers' compensation laws continue to offer important protections such as paying for medical costs and lost wages when employees are hurt or fall ill.
These policies also protect employers from the significant financial burden that can accrue following a workplace injury or illness. Most states mandate that employers carry worker's comp insurance, but laws and procedures for reporting a claim and filing insurer complaints vary, so it's best to check with an insurance professional or lawyer if filing such a claim.
can change so discussing your situation with an attorney might be necessary to determine if an injury results from occupational hazards and may be covered.State laws set time limits for filing workers' comp claims, so when beginning the process, you should note what you need to include in your claim—and by when.
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