Strapped for cash going into the new year? Try these strategies to help free up more funds.
With lingering high prices from inflation, soaring interest rates on credit cards and loans and the pressure of holiday gifting upon us, cash is tight for many Americans.It doesn't have to be that way, though. According to experts, there are many ways you can free up funds going into the new year and ease that budgetary stress — even as the holidays close in. Find out how a debt relief program could free up more money in your budget.
Consolidating your debts is another strategy. This is when you use a lower-rate loan to pay off all your debts and card balances, essentially rolling them all into one lower monthly payment. 'You can also explore using a balance transfer from one credit card — normally a high-interest credit card is 19%-plus — and transferring the balance to a credit card that allows 0% interest for a period of time,' says Jordan Mangaliman, founder of GoldLine Financial.
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