If there's always too much money in your checking account, it might be time to find a high-yield savings account to store anything extra you're keeping in checking
That 1% to 2% probably won't make you rich, but that's more than 15 times as much growth as you'd earn in checking, with almost no more effort.With a high-yield savings account, you can keep money out of sight and out of mind. If you want, you can even open your savings account at a separate bank from your checking, to add another step to access it.
In checking accounts, there's no good way to organize money. A high-yield savings account can help keep your money organized and separated, and eliminate the confusion when it comes time to spend.
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