15 years since Northern Rock collapsed and we've learned nothing

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15 years since Northern Rock collapsed and we've learned nothing
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There are echoes of the banking crisis in Liz Truss’s response the energy crisis

This week marks the 15 years since the “run on the Rock”. On 14 September 2007 it was announced that Northern Rock had gone to the Bank of England for emergency support, prompting its customers to queue to withdraw their funds – and cause the first bank run for 150 years.

Margaret Thatcher’s “big bang” of finance sector deregulation, as well as numerous other deregulatory changes and tax breaks, encouraged the growth of the finance sector. Just two months before the run on Northern Rock, the, “the City of London has risen by your efforts, ingenuity and creativity to be a new world leader … an era that history will record as the beginning of a new golden age for the City of London”.

There was lots of talk of an “industrial strategy” to broaden the UK’s reliance from the financial sector. In 2016, a government department was even created with “industrial strategy” in its title, but the fact no “industrial strategy” ever emerged is testament to the deficiencies of UK politics where spin has replaced substance.

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