12 best CDs to open before rates are cut in September

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12 best CDs to open before rates are cut in September
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The Fed is slated to cut rates soon, so if you want a top rate on your CD account, look closely at these options now.

Stowing your savings away in an interest-bearing account has been a lucrative move to make over the last couple of years. The interest rates on these accounts have been quite high, after all, with many high-yield savings accounts and certificate of deposit accounts offering annual percentage yields that far surpassed the inflation rate. That, in turn, resulted in big payoffs for the savers who took advantage of earning interest in a high-rate environment.

Vibrant Credit Union 9-month CD — 5.50% APY: This account does not have a minimum opening deposit requirement but the minimum balance required to earn the stated APY is $5; accessing your funds before the maturity date could result in an early withdrawal penalty.Bank OZK 7-month CD — 5.

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